LOWER, LLC
27,730
2024 HMDA records
275
Counties (detailed data)
Source: 2024 HMDA filings, CFPB. LEI 549300RN01LBYR8ZVX74.
County-level lending, 2024
| County | Originations | Median rate | Denial rate | Volume |
|---|---|---|---|---|
| Cook County, IL | 479 | 6.990% | 9.2% | $158,355,000 |
| Maricopa County, AZ | 188 | 6.625% | 12.6% | $69,290,000 |
| Scott County, IA | 187 | 6.990% | 4.0% | $51,415,000 |
| Prince George's County, MD | 180 | 6.875% | 10.7% | $67,000,000 |
| Arapahoe County, CO | 172 | 6.625% | 7.2% | $71,680,000 |
| Lee County, FL | 147 | 6.625% | 11.2% | $41,605,000 |
| Hillsborough County, FL | 144 | 6.625% | 12.1% | $50,190,000 |
| Calcasieu Parish, LA | 139 | 6.670% | 4.9% | $29,355,000 |
| El Paso County, CO | 137 | 6.500% | 5.4% | $55,175,000 |
| Yellowstone County, MT | 130 | 6.375% | 2.4% | $39,010,000 |
| Denver County, CO | 128 | 6.750% | 6.0% | $46,310,000 |
| Jefferson County, KY | 128 | 6.750% | 4.2% | $32,790,000 |
| Pinellas County, FL | 128 | 6.625% | 4.3% | $43,560,000 |
| Jefferson County, CO | 121 | 6.625% | 6.3% | $56,365,000 |
| Pueblo County, CO | 117 | 6.875% | 9.8% | $28,795,000 |
| Pasco County, FL | 116 | 6.500% | 6.4% | $30,120,000 |
| Polk County, IA | 113 | 6.875% | 5.3% | $28,085,000 |
| Broward County, FL | 111 | 6.625% | 18.6% | $36,465,000 |
| Adams County, CO | 107 | 6.625% | 12.6% | $45,445,000 |
| Polk County, FL | 104 | 6.625% | 11.5% | $26,940,000 |
| Kane County, IL | 102 | 6.990% | 12.0% | $34,450,000 |
| Palm Beach County, FL | 97 | 6.750% | 10.3% | $36,555,000 |
| Montgomery County, MD | 97 | 6.625% | 10.7% | $43,355,000 |
| DuPage County, IL | 97 | 7.000% | 9.2% | $35,535,000 |
| Fulton County, GA | 96 | 6.625% | 13.7% | $31,040,000 |
| Weld County, CO | 95 | 6.625% | 7.5% | $35,435,000 |
| Douglas County, CO | 80 | 6.625% | 2.7% | $40,000,000 |
| East Baton Rouge Parish, LA | 78 | 6.875% | 5.5% | $21,400,000 |
| DeSoto County, FL | 78 | 6.750% | 14.4% | $14,610,000 |
| Will County, IL | 74 | 6.990% | 7.2% | $24,370,000 |
| McHenry County, IL | 70 | 7.188% | 9.6% | $20,240,000 |
| DeKalb County, GA | 67 | 6.625% | 11.5% | $20,445,000 |
| Lake County, IL | 67 | 6.990% | 9.9% | $20,875,000 |
| Marion County, IN | 66 | 6.995% | 7.7% | $14,380,000 |
| Rock Island County, IL | 66 | 6.990% | 8.1% | $9,780,000 |
| Clark County, NV | 64 | 6.624% | 7.1% | $24,170,000 |
| Miami-Dade County, FL | 62 | 6.625% | 21.0% | $25,450,000 |
| Baltimore city, MD | 57 | 7.000% | 14.9% | $12,305,000 |
| Baltimore County, MD | 56 | 6.688% | 11.2% | $15,850,000 |
| Clayton County, GA | 56 | 6.433% | 10.0% | $11,470,000 |
| Anne Arundel County, MD | 56 | 6.625% | 7.7% | $20,360,000 |
| Cobb County, GA | 55 | 6.625% | 14.8% | $15,975,000 |
| Charlotte County, FL | 54 | 6.812% | 8.4% | $15,590,000 |
| Henry County, GA | 52 | 6.625% | 14.9% | $15,140,000 |
| District of Columbia, DC | 51 | 6.750% | 10.7% | $20,105,000 |
| Sarasota County, FL | 48 | 6.990% | 11.3% | $14,610,000 |
| Sedgwick County, KS | 47 | 6.750% | 1.6% | $9,485,000 |
| Duval County, FL | 44 | 6.500% | 9.4% | $9,500,000 |
| Gwinnett County, GA | 43 | 6.500% | 21.8% | $14,025,000 |
| Fayette County, KY | 39 | 6.625% | 9.4% | $11,565,000 |
| Charles County, MD | 38 | 6.990% | 2.1% | $14,860,000 |
| Hardee County, FL | 36 | 6.250% | 6.5% | $5,990,000 |
| Greene County, MO | 36 | 6.625% | 10.9% | $8,250,000 |
| Orange County, FL | 35 | 6.625% | 19.8% | $13,255,000 |
| Clinton County, IA | 35 | 6.990% | 12.5% | $6,755,000 |
| Larimer County, CO | 35 | 6.500% | 6.3% | $13,845,000 |
| Allen County, IN | 35 | 6.250% | 4.3% | $8,525,000 |
| Boulder County, CO | 34 | 6.438% | 13.7% | $14,710,000 |
| Hennepin County, MN | 34 | 6.625% | 2.1% | $9,410,000 |
| Pinal County, AZ | 31 | 6.490% | 14.0% | $9,765,000 |
| Pima County, AZ | 31 | 6.625% | 13.6% | $8,445,000 |
| Lake County, IN | 30 | 7.000% | 13.7% | $6,520,000 |
| Spalding County, GA | 28 | 6.625% | 8.1% | $5,370,000 |
| Sussex County, DE | 28 | 6.875% | 5.0% | $8,400,000 |
| Brevard County, FL | 27 | 6.875% | 3.8% | $7,725,000 |
| Sacramento County, CA | 26 | 6.625% | 5.6% | $10,730,000 |
| Camden County, GA | 26 | 6.312% | 8.3% | $7,410,000 |
| Frederick County, MD | 26 | 6.500% | 19.1% | $9,880,000 |
| Manatee County, FL | 25 | 6.875% | 15.4% | $8,215,000 |
| Los Angeles County, CA | 25 | 6.875% | 20.2% | $13,895,000 |
| Middlesex County, NJ | 25 | 6.375% | 17.3% | $8,835,000 |
| Riverside County, CA | 25 | 6.490% | 15.9% | $10,695,000 |
| Jackson County, MO | 25 | 7.125% | 23.8% | $4,805,000 |
| Marion County, FL | 25 | 6.990% | 18.6% | $4,875,000 |
| Hamilton County, IN | 25 | 6.875% | 3.1% | $8,295,000 |
| Paulding County, GA | 24 | 6.250% | 10.3% | $6,560,000 |
| Orleans Parish, LA | 23 | 6.750% | 8.1% | $5,715,000 |
| Hendricks County, IN | 23 | 6.500% | 7.1% | $5,815,000 |
| Wayne County, MI | 23 | 6.990% | 17.5% | $5,145,000 |
| Hernando County, FL | 23 | 6.750% | 22.5% | $4,705,000 |
| Cherokee County, GA | 23 | 6.625% | 9.7% | $9,695,000 |
| Jefferson County, AL | 22 | 6.933% | 7.9% | $6,100,000 |
| Dallas County, IA | 22 | 6.875% | 10.0% | $6,450,000 |
| Clark County, IN | 22 | 6.688% | 0.0% | $4,580,000 |
| Kent County, DE | 22 | 6.750% | 0.0% | $7,350,000 |
| Ascension Parish, LA | 22 | 6.930% | 0.0% | $5,990,000 |
| Washington County, MD | 21 | 6.500% | 6.1% | $6,975,000 |
| Coweta County, GA | 21 | 6.750% | 16.3% | $6,105,000 |
| St. Louis County, MO | 21 | 6.624% | 12.8% | $6,235,000 |
| Elbert County, CO | 21 | 6.250% | 7.1% | $10,145,000 |
| Kenton County, KY | 20 | 6.625% | 3.8% | $3,590,000 |
| Mesa County, CO | 20 | 6.625% | 6.1% | $6,490,000 |
| Douglas County, GA | 20 | 6.688% | 19.4% | $5,220,000 |
| Glynn County, GA | 20 | 6.625% | 8.0% | $6,930,000 |
| Howard County, MD | 20 | 6.625% | 2.9% | $8,430,000 |
| Henry County, IL | 19 | 6.990% | 0.0% | $3,175,000 |
| Christian County, MO | 19 | 6.625% | 0.0% | $5,105,000 |
| San Diego County, CA | 19 | 12.000% | 11.3% | $6,075,000 |
| Ocean County, NJ | 19 | 6.750% | 11.1% | $5,595,000 |
| DeKalb County, IL | 18 | 6.938% | 4.2% | $4,290,000 |
| Highlands County, FL | 18 | 6.500% | 0.0% | $3,890,000 |
| New Castle County, DE | 18 | 7.125% | 21.6% | $4,570,000 |
| Daviess County, KY | 18 | 6.990% | 4.8% | $2,250,000 |
| Pulaski County, AR | 18 | 6.625% | 3.0% | $4,110,000 |
| St. Lucie County, FL | 17 | 6.625% | 17.4% | $4,315,000 |
| Kent County, MI | 17 | 6.500% | 12.9% | $3,395,000 |
| Newton County, GA | 17 | 6.250% | 10.0% | $3,765,000 |
| Carroll County, GA | 17 | 6.125% | 8.3% | $3,415,000 |
| Macomb County, MI | 17 | 7.375% | 3.2% | $3,095,000 |
| Lake County, FL | 17 | 6.750% | 13.3% | $4,705,000 |
| Collier County, FL | 17 | 7.125% | 9.1% | $4,805,000 |
| Osceola County, FL | 16 | 6.438% | 15.4% | $4,180,000 |
| Oldham County, KY | 16 | 6.625% | 8.7% | $4,650,000 |
| Ohio County, KY | 16 | 6.874% | 5.6% | $2,280,000 |
| San Bernardino County, CA | 16 | 6.375% | 17.9% | $5,430,000 |
| Livingston Parish, LA | 16 | 6.688% | 4.0% | $3,720,000 |
| Oakland County, MI | 16 | 7.433% | 19.1% | $3,950,000 |
| Burlington County, NJ | 15 | 7.125% | 25.0% | $5,205,000 |
| Citrus County, FL | 15 | 6.750% | 15.0% | $3,355,000 |
| Prowers County, CO | 15 | 6.875% | 15.0% | $3,285,000 |
| Hall County, GA | 15 | 6.500% | 0.0% | $3,875,000 |
| Middlesex County, MA | 15 | 7.125% | 22.9% | $7,565,000 |
| Forsyth County, GA | 15 | 6.490% | 3.8% | $5,965,000 |
| Flathead County, MT | 14 | 6.000% | 6.3% | $3,320,000 |
| Jasper County, MO | 14 | 6.750% | 4.8% | $2,650,000 |
| Camden County, NJ | 14 | 6.188% | 10.0% | $4,520,000 |
| Kern County, CA | 14 | 7.125% | 11.5% | $4,080,000 |
| Douglas County, NE | 14 | 7.000% | 21.1% | $3,240,000 |
| Lafayette Parish, LA | 14 | 6.688% | 9.5% | $2,700,000 |
| Plymouth County, MA | 13 | 7.000% | 18.5% | $6,255,000 |
| Rockdale County, GA | 13 | 6.250% | 12.5% | $3,525,000 |
| Jackson County, GA | 13 | 6.500% | 5.9% | $4,325,000 |
| Seminole County, FL | 13 | 6.625% | 18.9% | $5,075,000 |
| Kendall County, IL | 13 | 6.990% | 0.0% | $3,715,000 |
| Passaic County, NJ | 13 | 6.625% | 5.6% | $6,165,000 |
| Orange County, CA | 13 | 7.500% | 7.1% | $6,675,000 |
| Jefferson Davis Parish, LA | 12 | 6.870% | 6.7% | $1,940,000 |
| Fremont County, CO | 12 | 6.812% | 0.0% | $3,180,000 |
| Shelby County, AL | 12 | 6.312% | 15.0% | $3,370,000 |
| Morris County, NJ | 12 | 6.500% | 0.0% | $5,570,000 |
| Carroll County, MD | 12 | 6.625% | 7.1% | $4,340,000 |
| Benton County, AR | 12 | 6.688% | 8.0% | $4,000,000 |
| Madison County, KY | 12 | 7.245% | 0.0% | $2,750,000 |
| Campbell County, KY | 12 | 6.625% | 21.7% | $3,590,000 |
| Walton County, GA | 12 | 6.375% | 15.0% | $4,910,000 |
| Jefferson Parish, LA | 11 | 6.750% | 22.7% | $2,425,000 |
| Anoka County, MN | 11 | 6.625% | 10.5% | $3,225,000 |
| West Baton Rouge Parish, LA | 11 | 6.375% | 0.0% | $3,025,000 |
| St. Tammany Parish, LA | 11 | 6.990% | 6.3% | $2,495,000 |
| Bristol County, MA | 11 | 6.125% | 26.1% | $4,845,000 |
| Bullitt County, KY | 11 | 7.125% | 5.9% | $3,015,000 |
| Boone County, KY | 11 | 6.500% | 0.0% | $2,705,000 |
| Floyd County, IN | 11 | 6.625% | 10.5% | $2,195,000 |
| Houston County, GA | 11 | 7.125% | 12.5% | $2,345,000 |
| Washoe County, NV | 11 | 6.625% | 6.7% | $5,195,000 |
| Dakota County, MN | 11 | 6.625% | 5.0% | $3,525,000 |
| Walton County, FL | 11 | 6.750% | 27.8% | $5,035,000 |
| Delaware County, IN | 11 | 6.750% | 0.0% | $1,695,000 |
| Morgan County, IN | 11 | 6.990% | 11.8% | $2,205,000 |
| Volusia County, FL | 11 | 6.625% | 8.3% | $2,995,000 |
| Bergen County, NJ | 10 | 6.625% | 8.3% | $5,290,000 |
| Madison County, IN | 10 | 7.000% | 6.3% | $1,390,000 |
| Bibb County, GA | 10 | 6.188% | 10.5% | $1,300,000 |
| Allen Parish, LA | 10 | 6.625% | 0.0% | $1,260,000 |
| Escambia County, FL | 10 | 6.625% | 12.5% | $3,490,000 |
| Mower County, MN | 10 | 6.625% | 0.0% | $2,030,000 |
| Boone County, IA | 10 | 7.058% | 0.0% | $2,510,000 |
| Mercer County, IL | 10 | 7.062% | 0.0% | $1,350,000 |
| Otero County, CO | 10 | 6.875% | 6.7% | $1,860,000 |
| Contra Costa County, CA | 10 | 6.250% | 18.2% | $6,640,000 |
| Pike County, GA | 9 | 6.625% | 7.1% | $2,675,000 |
| Macon County, IL | 9 | 7.125% | 0.0% | $1,465,000 |
| Hudson County, NJ | 9 | 6.625% | 13.3% | $5,085,000 |
| Bay County, FL | 9 | 6.990% | 7.1% | $2,275,000 |
| Mohave County, AZ | 9 | 6.750% | 5.9% | $1,825,000 |
| Ashley County, AR | 9 | 7.000% | 0.0% | $915,000 |
| Gloucester County, NJ | 9 | 7.125% | 20.0% | $2,145,000 |
| Ramsey County, MN | 9 | 6.625% | 11.8% | $3,285,000 |
| Cape May County, NJ | 9 | 6.625% | 5.3% | $3,115,000 |
| Monmouth County, NJ | 9 | 7.625% | 8.7% | $2,385,000 |
| Madison County, AL | 9 | 7.125% | 15.0% | $3,545,000 |
| Saline County, AR | 9 | 6.625% | 0.0% | $2,845,000 |
| Somerset County, NJ | 9 | 6.125% | 15.4% | $3,845,000 |
| Worcester County, MA | 9 | 6.875% | 4.0% | $3,075,000 |
| St. Mary's County, MD | 9 | 6.500% | 0.0% | $3,295,000 |
| Lonoke County, AR | 9 | 6.625% | 26.3% | $2,125,000 |
| Washington County, AR | 8 | 7.062% | 9.1% | $2,360,000 |
| Troup County, GA | 8 | 6.249% | 10.0% | $1,620,000 |
| Bartow County, GA | 8 | 6.558% | 8.3% | $3,020,000 |
| Whiteside County, IL | 8 | 6.990% | 9.1% | $880,000 |
| Clay County, FL | 8 | 6.558% | 10.5% | $1,970,000 |
| Hancock County, IN | 8 | 6.933% | 7.7% | $1,760,000 |
| Scott County, KY | 8 | 6.500% | 21.4% | $2,270,000 |
| Jessamine County, KY | 8 | 6.745% | 0.0% | $2,380,000 |
| San Joaquin County, CA | 8 | 6.625% | 5.3% | $3,050,000 |
| El Dorado County, CA | 8 | 7.308% | 15.4% | $2,740,000 |
| Placer County, CA | 8 | 6.750% | 26.7% | $3,390,000 |
| Garland County, AR | 8 | 6.625% | 8.3% | $2,110,000 |
| Harford County, MD | 8 | 7.000% | 13.3% | $2,060,000 |
| Essex County, MA | 8 | 6.688% | 13.0% | $2,710,000 |
| Norfolk County, MA | 8 | 6.438% | 27.8% | $3,780,000 |
| Genesee County, MI | 8 | 6.688% | 20.0% | $1,350,000 |
| Carver County, MN | 8 | 6.938% | 0.0% | $3,260,000 |
| St. Charles County, MO | 8 | 7.562% | 0.0% | $2,190,000 |
| Lancaster County, NE | 8 | 6.625% | 27.3% | $1,650,000 |
| Essex County, NJ | 8 | 6.188% | 20.8% | $4,110,000 |
| Atlantic County, NJ | 7 | 6.990% | 30.4% | $1,795,000 |
| Warren County, IA | 7 | 6.490% | 20.0% | $2,055,000 |
| Bernalillo County, NM | 7 | 6.500% | 10.5% | $1,935,000 |
| Lee County, AL | 7 | 6.625% | 23.5% | $1,535,000 |
| Washington County, MN | 7 | 6.250% | 0.0% | $1,925,000 |
| Winnebago County, IL | 7 | 7.125% | 8.3% | $1,405,000 |
| Story County, IA | 7 | 6.990% | 0.0% | $2,095,000 |
| Buchanan County, MO | 7 | 6.625% | 0.0% | $1,155,000 |
| Boone County, IN | 7 | 6.750% | 0.0% | $1,595,000 |
| St. Louis city, MO | 7 | 7.000% | 10.0% | $1,485,000 |
| Upson County, GA | 7 | 6.625% | 0.0% | $1,545,000 |
| Suffolk County, MA | 7 | 6.625% | 6.3% | $3,925,000 |
| Calvert County, MD | 7 | 6.625% | 27.3% | $2,855,000 |
| Johnson County, KS | 7 | 6.624% | 7.7% | $2,485,000 |
| Beauregard Parish, LA | 7 | 6.625% | 0.0% | $1,565,000 |
| Hardin County, KY | 7 | 6.125% | 20.0% | $2,275,000 |
| Clarke County, GA | 7 | 6.624% | 0.0% | $2,215,000 |
| Shelby County, KY | 7 | 6.750% | 0.0% | $2,005,000 |
| Lowndes County, GA | 7 | 7.000% | 27.3% | $1,515,000 |
| Franklin County, KY | 6 | 7.625% | 0.0% | $1,010,000 |
| Santa Rosa County, FL | 6 | 7.308% | 10.0% | $1,460,000 |
| Columbia County, GA | 6 | 6.562% | 0.0% | $1,270,000 |
| Nelson County, KY | 6 | 6.250% | 0.0% | $1,270,000 |
| Wyandotte County, KS | 6 | 7.125% | 0.0% | $1,280,000 |
| Flagler County, FL | 6 | 6.875% | 30.8% | $1,790,000 |
| Jasper County, IA | 6 | 6.624% | 14.3% | $1,430,000 |
| Livingston County, MI | 6 | 6.812% | 11.1% | $2,020,000 |
| Shiawassee County, MI | 6 | 7.125% | 9.1% | $810,000 |
| Kalamazoo County, MI | 6 | 6.438% | 25.0% | $1,920,000 |
| Broomfield County, CO | 6 | 6.500% | 16.7% | $2,100,000 |
| Tippecanoe County, IN | 6 | 6.875% | 23.1% | $1,680,000 |
| Newton County, MO | 6 | 6.812% | 22.2% | $1,360,000 |
| Wayne County, IN | 6 | 6.062% | 12.5% | $1,020,000 |
| Lawrence County, MO | 6 | 6.625% | 14.3% | $1,120,000 |
| Yavapai County, AZ | 6 | 6.750% | 8.3% | $1,800,000 |
| Otero County, NM | 6 | 6.562% | 0.0% | $830,000 |
| Gallatin County, MT | 6 | 6.062% | 0.0% | $2,610,000 |
| St. Landry Parish, LA | 6 | 6.750% | 0.0% | $1,010,000 |
| Iberville Parish, LA | 6 | 6.745% | 11.1% | $1,580,000 |
| Martin County, FL | 6 | 6.807% | 0.0% | $2,880,000 |
| Chatham County, GA | 5 | 6.500% | 23.1% | $1,215,000 |
| Johnson County, IA | 5 | 6.875% | 0.0% | $2,025,000 |
| LaSalle County, IL | 5 | 7.375% | 12.5% | $945,000 |
| Stillwater County, MT | 5 | 6.250% | 0.0% | $1,545,000 |
| Cascade County, MT | 5 | 5.750% | 12.5% | $915,000 |
| Hampden County, MA | 5 | 6.875% | 0.0% | $1,355,000 |
| Lewis and Clark County, MT | 5 | 6.250% | 0.0% | $1,765,000 |
| Nassau County, FL | 5 | 6.750% | 11.1% | $1,625,000 |
| Doña Ana County, NM | 5 | 6.875% | 20.0% | $985,000 |
| Scott County, MN | 5 | 6.875% | 0.0% | $1,765,000 |
| Bryan County, GA | 5 | 6.750% | 10.0% | $1,945,000 |
| Hillsborough County, NH | 5 | 7.125% | 14.3% | $1,655,000 |
| Grady County, GA | 5 | 5.875% | 0.0% | $855,000 |
| Linn County, IA | 5 | 6.250% | 0.0% | $1,025,000 |
| Lamar County, GA | 5 | 7.625% | 25.0% | $965,000 |
| Thomas County, GA | 5 | 6.125% | 0.0% | $1,395,000 |
| Richmond County, GA | 5 | 6.625% | 30.0% | $985,000 |
| Meriwether County, GA | 5 | 6.625% | 0.0% | $1,015,000 |
| Garfield County, CO | 5 | 6.375% | 12.5% | $2,585,000 |
| Pulaski County, KY | 5 | 6.750% | 0.0% | $1,905,000 |
| Johnson County, IN | 5 | 5.875% | 11.1% | $1,045,000 |
| Montrose County, CO | 5 | 6.990% | 0.0% | $1,665,000 |
| Rice County, MN | 5 | 6.375% | 0.0% | $1,535,000 |
| Warren County, KY | 5 | 7.000% | 0.0% | $915,000 |
| Androscoggin County, ME | 5 | 6.250% | 14.3% | $1,215,000 |
| Rapides Parish, LA | 5 | 6.750% | 0.0% | $935,000 |
| Alameda County, CA | 5 | 6.500% | 26.7% | $2,025,000 |
| Lumpkin County, GA | 5 | 6.375% | 0.0% | $1,545,000 |
| Delta County, CO | 5 | 6.990% | 10.0% | $2,105,000 |
Considering LOWER, LLC?
Compare their offer against today's market before you lock.