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Waterstone Mortgage Corporation
10,831
2024 HMDA records
122
Counties (detailed data)
Source: 2024 HMDA filings, CFPB. LEI 549300GRGZDEH4ZGQS06.
County-level lending, 2024
| County | Originations | Median rate | Denial rate | Volume |
|---|---|---|---|---|
| Bernalillo County, NM | 1,127 | 6.750% | 3.1% | $213,935,000 |
| Volusia County, FL | 305 | 6.750% | 3.2% | $80,355,000 |
| Maricopa County, AZ | 299 | 6.625% | 5.1% | $128,275,000 |
| Sandoval County, NM | 299 | 6.750% | 3.2% | $62,935,000 |
| Orange County, FL | 196 | 6.625% | 6.9% | $63,030,000 |
| Doña Ana County, NM | 181 | 6.500% | 8.1% | $26,185,000 |
| Valencia County, NM | 129 | 6.750% | 1.7% | $21,885,000 |
| Santa Fe County, NM | 127 | 6.990% | 3.9% | $46,895,000 |
| Okaloosa County, FL | 117 | 6.500% | 6.7% | $30,765,000 |
| Jackson County, MO | 102 | 6.500% | 3.6% | $22,170,000 |
| Pinellas County, FL | 101 | 6.875% | 8.4% | $30,045,000 |
| Polk County, FL | 98 | 6.500% | 5.9% | $25,730,000 |
| Canyon County, ID | 97 | 6.625% | 0.9% | $29,635,000 |
| Seminole County, FL | 97 | 6.625% | 2.2% | $29,855,000 |
| San Juan County, NM | 92 | 6.625% | 1.7% | $15,920,000 |
| Ada County, ID | 88 | 6.625% | 2.7% | $33,410,000 |
| Los Alamos County, NM | 87 | 6.750% | 2.2% | $31,825,000 |
| Lake County, FL | 83 | 6.625% | 0.9% | $24,445,000 |
| Johnson County, KS | 71 | 6.875% | 2.4% | $26,055,000 |
| Pinal County, AZ | 70 | 6.375% | 8.4% | $22,460,000 |
| Palm Beach County, FL | 59 | 6.875% | 6.5% | $20,575,000 |
| Hillsborough County, FL | 59 | 6.625% | 5.6% | $17,875,000 |
| Cook County, IL | 56 | 6.990% | 1.3% | $17,170,000 |
| Osceola County, FL | 53 | 6.625% | 7.0% | $15,315,000 |
| Lee County, FL | 49 | 6.990% | 8.5% | $16,065,000 |
| Sussex County, DE | 48 | 6.625% | 9.1% | $16,480,000 |
| Pasco County, FL | 39 | 6.625% | 3.2% | $9,385,000 |
| Sierra County, NM | 37 | 6.500% | 7.3% | $4,975,000 |
| Flagler County, FL | 34 | 6.625% | 0.0% | $8,610,000 |
| Hennepin County, MN | 33 | 6.625% | 0.0% | $7,525,000 |
| Jackson County, MI | 31 | 6.990% | 6.1% | $5,375,000 |
| Charles County, MD | 31 | 6.125% | 0.0% | $12,865,000 |
| Torrance County, NM | 31 | 7.125% | 11.4% | $4,225,000 |
| McKinley County, NM | 29 | 7.000% | 6.5% | $3,795,000 |
| Brevard County, FL | 28 | 6.625% | 7.3% | $8,240,000 |
| Worcester County, MD | 26 | 7.625% | 6.7% | $9,040,000 |
| Lake County, IL | 26 | 6.625% | 8.8% | $6,210,000 |
| Washington County, MN | 23 | 6.625% | 0.0% | $8,935,000 |
| Wicomico County, MD | 23 | 6.625% | 0.0% | $5,405,000 |
| Walton County, FL | 22 | 6.870% | 3.1% | $8,230,000 |
| St. Lucie County, FL | 22 | 6.312% | 3.6% | $5,000,000 |
| Citrus County, FL | 21 | 6.625% | 8.3% | $6,235,000 |
| Clay County, MO | 21 | 6.625% | 3.3% | $5,775,000 |
| Otero County, NM | 21 | 7.125% | 2.9% | $2,635,000 |
| Rockingham County, NH | 20 | 7.062% | 9.4% | $7,170,000 |
| Anoka County, MN | 20 | 6.562% | 10.0% | $5,160,000 |
| Marion County, FL | 20 | 6.870% | 6.7% | $4,920,000 |
| St. Mary's County, MD | 19 | 6.250% | 0.0% | $6,945,000 |
| Linn County, IA | 19 | 6.625% | 0.0% | $3,705,000 |
| Yavapai County, AZ | 18 | 6.995% | 3.3% | $5,810,000 |
| San Miguel County, NM | 18 | 6.562% | 0.0% | $3,110,000 |
| Jefferson County, OH | 17 | 6.875% | 3.6% | $2,145,000 |
| Hernando County, FL | 17 | 6.875% | 23.5% | $3,605,000 |
| Manatee County, FL | 17 | 6.500% | 3.1% | $3,915,000 |
| McHenry County, IL | 17 | 7.125% | 0.0% | $3,705,000 |
| Rio Arriba County, NM | 17 | 7.125% | 3.8% | $4,155,000 |
| Martin County, FL | 16 | 6.750% | 4.5% | $4,640,000 |
| Merrimack County, NH | 16 | 7.000% | 5.3% | $4,660,000 |
| Broward County, FL | 16 | 6.625% | 10.7% | $6,730,000 |
| Bristol County, MA | 16 | 6.625% | 8.7% | $7,160,000 |
| Delaware County, IA | 16 | 6.625% | 0.0% | $2,110,000 |
| Cass County, MO | 16 | 6.375% | 5.6% | $4,600,000 |
| Calvert County, MD | 14 | 6.625% | 5.3% | $6,450,000 |
| Santa Rosa County, FL | 13 | 6.250% | 0.0% | $5,345,000 |
| Duval County, FL | 12 | 6.808% | 0.0% | $3,520,000 |
| Dakota County, MN | 12 | 7.058% | 0.0% | $4,570,000 |
| Charlotte County, FL | 11 | 7.000% | 5.9% | $3,745,000 |
| Winnebago County, IL | 11 | 7.000% | 0.0% | $1,315,000 |
| Hillsborough County, NH | 11 | 6.625% | 0.0% | $4,575,000 |
| Leavenworth County, KS | 11 | 6.625% | 0.0% | $4,055,000 |
| Miami County, KS | 11 | 7.125% | 7.7% | $3,095,000 |
| Ramsey County, MN | 10 | 7.125% | 0.0% | $2,360,000 |
| DuPage County, IL | 10 | 6.812% | 0.0% | $3,300,000 |
| Bay County, FL | 10 | 6.625% | 4.8% | $3,000,000 |
| Prince George's County, MD | 10 | 6.562% | 23.5% | $4,270,000 |
| Jones County, IA | 9 | 6.625% | 0.0% | $1,415,000 |
| Wright County, MN | 9 | 6.500% | 0.0% | $2,215,000 |
| Cheshire County, NH | 8 | 7.000% | 0.0% | $2,440,000 |
| Taos County, NM | 8 | 7.250% | 7.7% | $3,220,000 |
| York County, ME | 8 | 7.188% | 0.0% | $2,020,000 |
| Socorro County, NM | 8 | 6.808% | 15.4% | $1,030,000 |
| Benton County, IA | 8 | 6.625% | 0.0% | $1,020,000 |
| Luna County, NM | 8 | 6.500% | 0.0% | $900,000 |
| Twin Falls County, ID | 8 | 6.625% | 0.0% | $1,770,000 |
| Hendry County, FL | 8 | 5.812% | 30.8% | $1,580,000 |
| Buchanan County, MO | 8 | 6.000% | 11.1% | $1,640,000 |
| Platte County, MO | 8 | 7.058% | 0.0% | $2,920,000 |
| Strafford County, NH | 7 | 7.250% | 6.3% | $1,825,000 |
| Wyandotte County, KS | 7 | 6.625% | 8.3% | $1,845,000 |
| Kenton County, KY | 7 | 6.625% | 12.5% | $1,015,000 |
| Middlesex County, MA | 7 | 7.250% | 11.1% | $3,905,000 |
| St. Johns County, FL | 7 | 7.125% | 0.0% | $2,065,000 |
| Johnson County, MO | 7 | 6.250% | 12.5% | $1,835,000 |
| Escambia County, FL | 7 | 6.125% | 13.3% | $945,000 |
| Eddy County, NM | 7 | 6.990% | 0.0% | $1,075,000 |
| Grant County, NM | 7 | 7.500% | 0.0% | $585,000 |
| Kent County, DE | 7 | 7.125% | 22.2% | $2,645,000 |
| Fresno County, CA | 7 | 6.990% | 10.0% | $2,645,000 |
| Sullivan County, NH | 6 | 7.625% | 0.0% | $1,040,000 |
| Sarasota County, FL | 6 | 6.812% | 7.7% | $1,780,000 |
| Plymouth County, MA | 6 | 7.688% | 12.5% | $1,970,000 |
| Marion County, IN | 6 | 6.688% | 20.0% | $1,170,000 |
| Riverside County, CA | 6 | 6.250% | 0.0% | $2,290,000 |
| Belknap County, NH | 6 | 7.245% | 0.0% | $1,850,000 |
| Sherburne County, MN | 6 | 6.312% | 0.0% | $980,000 |
| Lea County, NM | 5 | 7.125% | 0.0% | $815,000 |
| Calhoun County, MI | 5 | 6.990% | 0.0% | $775,000 |
| Indian River County, FL | 5 | 6.990% | 0.0% | $3,235,000 |
| Clay County, FL | 5 | 6.500% | 0.0% | $815,000 |
| Kendall County, IL | 5 | 6.875% | 0.0% | $1,215,000 |
| Houston County, AL | 5 | 7.750% | 0.0% | $915,000 |
| Will County, IL | 5 | 6.875% | 25.0% | $1,185,000 |
| Clark County, NV | 5 | 6.875% | 14.3% | $2,335,000 |
| Hamilton County, OH | 5 | 7.125% | 12.5% | $905,000 |
| Arapahoe County, CO | 5 | 7.375% | 12.5% | $1,935,000 |
| Leon County, FL | 5 | 6.250% | 16.7% | $1,185,000 |
| Atlantic County, NJ | 5 | 6.990% | 0.0% | $1,585,000 |
| Franklin County, KS | 5 | 6.750% | 0.0% | $1,175,000 |
| Chaves County, NM | 5 | 6.125% | 0.0% | $295,000 |
| Fayette County, IA | 5 | 6.625% | 0.0% | $655,000 |
| Buchanan County, IA | 5 | 6.125% | 0.0% | $855,000 |
| Navajo County, AZ | 5 | 7.625% | 0.0% | $3,165,000 |
Consumer complaints on record
58 mortgage-related complaints about Waterstone Mortgage Corporation appear in the CFPB Consumer Complaint Database. Most common issues:
| Issue | Complaints |
|---|---|
| Closing on a mortgage | 17 |
| Applying for a mortgage or refinancing an existing mortgage | 14 |
| Application, originator, mortgage broker | 13 |
| Loan servicing, payments, escrow account | 5 |
| Credit decision / Underwriting | 3 |
| Trouble during payment process | 2 |
| Struggling to pay mortgage | 2 |
| Settlement process and costs | 2 |
Source: CFPB Consumer Complaint Database (mortgage products). Complaints are consumer-submitted and unverified; volume correlates with company size.
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