UBS Bank USA
3,901
2024 HMDA records
129
Counties (detailed data)
Source: 2024 HMDA filings, CFPB. LEI 549300GWD9H4FQ2VR805.
County-level lending, 2024
| County | Originations | Median rate | Denial rate | Volume |
|---|---|---|---|---|
| Los Angeles County, CA | 96 | 6.250% | 10.2% | $266,110,000 |
| New York County, NY | 63 | 6.250% | 12.5% | $141,675,000 |
| Palm Beach County, FL | 58 | 6.250% | 8.5% | $104,270,000 |
| Miami-Dade County, FL | 56 | 6.250% | 9.6% | $135,960,000 |
| Maricopa County, AZ | 54 | 6.375% | 10.0% | $64,170,000 |
| Orange County, CA | 51 | 6.250% | 0.0% | $97,925,000 |
| King County, WA | 44 | 6.312% | 8.6% | $68,890,000 |
| San Diego County, CA | 42 | 6.250% | 12.1% | $53,100,000 |
| Cook County, IL | 41 | 6.375% | 3.9% | $43,255,000 |
| Harris County, TX | 36 | 6.250% | 4.3% | $56,080,000 |
| Westchester County, NY | 31 | 6.375% | 2.7% | $40,375,000 |
| Collier County, FL | 30 | 6.188% | 5.1% | $43,470,000 |
| Suffolk County, NY | 29 | 6.000% | 17.0% | $54,315,000 |
| Broward County, FL | 29 | 6.250% | 10.0% | $42,515,000 |
| Dallas County, TX | 28 | 6.250% | 5.4% | $59,030,000 |
| Travis County, TX | 27 | 6.125% | 14.3% | $36,745,000 |
| Riverside County, CA | 26 | 6.375% | 3.4% | $34,100,000 |
| Mecklenburg County, NC | 25 | 6.250% | 0.0% | $32,705,000 |
| Denver County, CO | 24 | 6.625% | 0.0% | $19,850,000 |
| Fulton County, GA | 24 | 6.250% | 3.6% | $30,040,000 |
| Hennepin County, MN | 22 | 6.625% | 0.0% | $23,810,000 |
| Santa Clara County, CA | 21 | 6.250% | 0.0% | $37,485,000 |
| Kings County, NY | 21 | 6.125% | 18.8% | $39,015,000 |
| Suffolk County, MA | 19 | 6.000% | 0.0% | $31,025,000 |
| Essex County, MA | 19 | 6.375% | 9.5% | $18,535,000 |
| Sarasota County, FL | 19 | 6.625% | 3.7% | $26,185,000 |
| Lee County, FL | 18 | 6.312% | 7.4% | $17,220,000 |
| Clark County, NV | 18 | 6.250% | 13.0% | $27,270,000 |
| Charleston County, SC | 18 | 6.000% | 19.2% | $30,050,000 |
| Middlesex County, MA | 18 | 6.375% | 11.5% | $22,480,000 |
| Fairfax County, VA | 17 | 6.125% | 4.5% | $31,255,000 |
| Contra Costa County, CA | 17 | 6.250% | 0.0% | $20,035,000 |
| Jefferson County, CO | 17 | 6.500% | 4.8% | $17,705,000 |
| Hamilton County, OH | 16 | 6.500% | 5.0% | $19,470,000 |
| Pinellas County, FL | 16 | 6.500% | 0.0% | $15,900,000 |
| Monmouth County, NJ | 16 | 6.125% | 4.2% | $18,960,000 |
| Norfolk County, MA | 15 | 6.250% | 4.8% | $25,285,000 |
| Williamson County, TN | 15 | 6.375% | 0.0% | $16,225,000 |
| Orange County, FL | 14 | 6.625% | 9.1% | $22,590,000 |
| Santa Barbara County, CA | 14 | 6.375% | 4.5% | $28,950,000 |
| Alameda County, CA | 14 | 6.375% | 6.7% | $16,540,000 |
| San Mateo County, CA | 14 | 6.125% | 10.5% | $31,290,000 |
| San Francisco County, CA | 13 | 6.125% | 13.6% | $31,545,000 |
| Summit County, UT | 13 | 6.125% | 11.8% | $26,945,000 |
| Montgomery County, MD | 13 | 6.125% | 0.0% | $18,305,000 |
| Bergen County, NJ | 12 | 6.188% | 16.7% | $18,740,000 |
| Wake County, NC | 12 | 6.562% | 0.0% | $8,330,000 |
| Deschutes County, OR | 12 | 6.500% | 0.0% | $12,070,000 |
| Sussex County, DE | 12 | 6.250% | 6.3% | $10,930,000 |
| Davidson County, TN | 12 | 6.312% | 0.0% | $17,540,000 |
| Arapahoe County, CO | 11 | 6.250% | 0.0% | $20,665,000 |
| Beaufort County, SC | 11 | 6.125% | 12.5% | $12,935,000 |
| Douglas County, CO | 11 | 6.250% | 7.7% | $12,055,000 |
| Boulder County, CO | 11 | 6.375% | 6.7% | $14,955,000 |
| District of Columbia, DC | 11 | 6.250% | 0.0% | $13,475,000 |
| Essex County, NJ | 11 | 6.250% | 14.3% | $10,335,000 |
| Nassau County, NY | 11 | 6.250% | 13.3% | $10,535,000 |
| Hamilton County, TN | 11 | 6.500% | 7.7% | $6,495,000 |
| Walton County, FL | 10 | 6.375% | 0.0% | $23,050,000 |
| Ocean County, NJ | 10 | 6.250% | 0.0% | $10,620,000 |
| Cuyahoga County, OH | 10 | 6.625% | 13.3% | $6,120,000 |
| Morris County, NJ | 10 | 6.312% | 16.7% | $14,330,000 |
| Montgomery County, TX | 10 | 6.562% | 0.0% | $7,440,000 |
| Ventura County, CA | 9 | 6.500% | 0.0% | $9,245,000 |
| Barnstable County, MA | 9 | 6.000% | 0.0% | $10,765,000 |
| Montgomery County, PA | 9 | 6.250% | 7.1% | $8,785,000 |
| Franklin County, OH | 9 | 6.250% | 0.0% | $7,615,000 |
| Union County, NJ | 9 | 6.500% | 0.0% | $10,575,000 |
| Plymouth County, MA | 9 | 6.375% | 0.0% | $13,555,000 |
| Oakland County, MI | 9 | 6.250% | 0.0% | $9,005,000 |
| Washington County, OR | 8 | 6.438% | 0.0% | $5,820,000 |
| Wasatch County, UT | 8 | 6.438% | 0.0% | $46,830,000 |
| Hawaii County, HI | 8 | 6.125% | 10.0% | $42,770,000 |
| Shelby County, TN | 8 | 6.375% | 0.0% | $7,340,000 |
| Hillsborough County, FL | 8 | 6.312% | 14.3% | $6,310,000 |
| Snohomish County, WA | 8 | 6.500% | 20.0% | $7,010,000 |
| Oklahoma County, OK | 8 | 6.500% | 0.0% | $6,100,000 |
| Marin County, CA | 8 | 6.188% | 0.0% | $16,400,000 |
| Anne Arundel County, MD | 8 | 6.688% | 11.1% | $6,600,000 |
| Tarrant County, TX | 8 | 6.688% | 0.0% | $10,580,000 |
| Rockingham County, NH | 8 | 6.375% | 0.0% | $6,840,000 |
| Knox County, TN | 7 | 6.500% | 0.0% | $5,435,000 |
| Placer County, CA | 7 | 6.250% | 22.2% | $9,155,000 |
| Pitkin County, CO | 7 | 6.000% | 20.0% | $26,445,000 |
| Summit County, CO | 7 | 6.250% | 0.0% | $14,885,000 |
| Monroe County, FL | 7 | 6.250% | 11.1% | $10,375,000 |
| Manatee County, FL | 7 | 6.125% | 27.3% | $9,745,000 |
| Duval County, FL | 7 | 6.750% | 10.0% | $6,545,000 |
| Lake County, IL | 7 | 6.500% | 12.5% | $3,935,000 |
| Cape May County, NJ | 7 | 6.000% | 0.0% | $13,465,000 |
| Providence County, RI | 7 | 6.000% | 0.0% | $5,955,000 |
| Pima County, AZ | 7 | 6.375% | 0.0% | $7,365,000 |
| Pierce County, WA | 7 | 6.875% | 0.0% | $4,915,000 |
| Washington County, RI | 6 | 6.250% | 0.0% | $6,090,000 |
| Whatcom County, WA | 6 | 6.375% | 0.0% | $3,430,000 |
| Durham County, NC | 6 | 6.312% | 0.0% | $3,530,000 |
| Eagle County, CO | 6 | 5.812% | 9.1% | $17,230,000 |
| Santa Fe County, NM | 6 | 6.375% | 0.0% | $6,190,000 |
| Mercer County, NJ | 6 | 6.438% | 0.0% | $7,160,000 |
| Atlantic County, NJ | 6 | 6.438% | 0.0% | $5,530,000 |
| Sonoma County, CA | 6 | 6.188% | 12.5% | $7,520,000 |
| Salt Lake County, UT | 6 | 6.188% | 0.0% | $7,470,000 |
| San Bernardino County, CA | 6 | 6.500% | 0.0% | $6,340,000 |
| Washoe County, NV | 6 | 6.250% | 10.0% | $8,220,000 |
| Santa Cruz County, CA | 6 | 6.062% | 0.0% | $7,510,000 |
| Philadelphia County, PA | 6 | 6.562% | 11.1% | $4,920,000 |
| Dare County, NC | 6 | 6.375% | 14.3% | $3,170,000 |
| Kitsap County, WA | 6 | 6.125% | 0.0% | $7,510,000 |
| New Hanover County, NC | 6 | 6.438% | 12.5% | $4,810,000 |
| Bexar County, TX | 5 | 6.250% | 0.0% | $4,525,000 |
| Sacramento County, CA | 5 | 6.500% | 0.0% | $3,695,000 |
| Nevada County, CA | 5 | 6.500% | 0.0% | $3,895,000 |
| Buncombe County, NC | 5 | 6.250% | 0.0% | $4,045,000 |
| Jefferson County, KY | 5 | 6.875% | 0.0% | $3,655,000 |
| Multnomah County, OR | 5 | 6.625% | 11.1% | $2,865,000 |
| Clackamas County, OR | 5 | 6.500% | 0.0% | $3,565,000 |
| Hudson County, NJ | 5 | 6.500% | 14.3% | $4,175,000 |
| Belknap County, NH | 5 | 6.250% | 0.0% | $10,355,000 |
| Gallatin County, MT | 5 | 6.000% | 0.0% | $6,985,000 |
| St. Louis County, MO | 5 | 6.250% | 0.0% | $6,545,000 |
| Ramsey County, MN | 5 | 6.500% | 14.3% | $2,965,000 |
| Berrien County, MI | 5 | 7.000% | 0.0% | $3,215,000 |
| Cumberland County, ME | 5 | 6.125% | 14.3% | $5,085,000 |
| Brunswick County, NC | 5 | 6.375% | 0.0% | $4,495,000 |
| Greene County, GA | 5 | 6.000% | 0.0% | $9,985,000 |
| Flagler County, FL | 5 | 6.500% | 0.0% | $2,815,000 |
| St. Johns County, FL | 5 | 6.375% | 0.0% | $8,985,000 |
| Denton County, TX | 5 | 6.250% | 14.3% | $4,315,000 |
| Grand County, CO | 5 | 6.250% | 0.0% | $8,005,000 |
Consumer complaints on record
25 mortgage-related complaints about UBS Bank USA appear in the CFPB Consumer Complaint Database. Most common issues:
| Issue | Complaints |
|---|---|
| Trouble during payment process | 11 |
| Loan servicing, payments, escrow account | 4 |
| Loan modification,collection,foreclosure | 3 |
| Applying for a mortgage or refinancing an existing mortgage | 2 |
| Application, originator, mortgage broker | 2 |
| Problem with a credit reporting company's investigation into an existing problem | 1 |
| Problem with a company's investigation into an existing problem | 1 |
| Credit decision / Underwriting | 1 |
Source: CFPB Consumer Complaint Database (mortgage products). Complaints are consumer-submitted and unverified; volume correlates with company size.
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