Home › Lenders › LAKE MICHIGAN CREDIT UNION
LAKE MICHIGAN CREDIT UNION
16,222
2024 HMDA records
77
Counties (detailed data)
Source: 2024 HMDA filings, CFPB. LEI 549300YB1H2FRI6JPM51.
County-level lending, 2024
| County | Originations | Median rate | Denial rate | Volume |
|---|---|---|---|---|
| Kent County, MI | 3,467 | 7.500% | 8.9% | $745,905,000 |
| Ottawa County, MI | 1,764 | 7.000% | 6.1% | $399,800,000 |
| Oakland County, MI | 898 | 6.740% | 6.3% | $356,470,000 |
| Muskegon County, MI | 754 | 6.875% | 9.4% | $132,450,000 |
| Kalamazoo County, MI | 527 | 6.875% | 7.7% | $118,225,000 |
| Allegan County, MI | 409 | 6.990% | 8.0% | $89,895,000 |
| Lee County, FL | 406 | 6.990% | 12.0% | $197,350,000 |
| Wayne County, MI | 385 | 6.750% | 6.7% | $109,545,000 |
| Washtenaw County, MI | 271 | 6.500% | 5.7% | $123,765,000 |
| Collier County, FL | 267 | 6.875% | 15.6% | $131,015,000 |
| Grand Traverse County, MI | 237 | 6.875% | 8.1% | $71,925,000 |
| Macomb County, MI | 237 | 6.865% | 5.9% | $80,625,000 |
| Livingston County, MI | 216 | 6.500% | 6.2% | $83,250,000 |
| Barry County, MI | 170 | 6.875% | 12.9% | $37,250,000 |
| Saginaw County, MI | 124 | 6.750% | 6.3% | $22,460,000 |
| Newaygo County, MI | 120 | 7.000% | 9.7% | $22,020,000 |
| Charlotte County, FL | 115 | 6.875% | 12.4% | $43,965,000 |
| Van Buren County, MI | 110 | 6.875% | 4.2% | $24,790,000 |
| Genesee County, MI | 105 | 6.750% | 5.3% | $26,595,000 |
| Ionia County, MI | 99 | 6.875% | 17.3% | $16,415,000 |
| Montcalm County, MI | 82 | 7.375% | 15.2% | $13,530,000 |
| Leelanau County, MI | 78 | 6.933% | 5.8% | $32,700,000 |
| Hillsborough County, FL | 63 | 6.875% | 16.1% | $40,945,000 |
| Ingham County, MI | 55 | 6.750% | 3.8% | $12,025,000 |
| Oceana County, MI | 51 | 6.490% | 10.1% | $13,705,000 |
| Berrien County, MI | 50 | 6.750% | 7.1% | $15,520,000 |
| Mecosta County, MI | 47 | 6.740% | 3.5% | $11,295,000 |
| Calhoun County, MI | 47 | 6.750% | 12.1% | $9,155,000 |
| Benzie County, MI | 46 | 6.990% | 8.5% | $15,260,000 |
| Sarasota County, FL | 43 | 6.865% | 5.0% | $22,415,000 |
| Antrim County, MI | 41 | 7.365% | 2.1% | $15,015,000 |
| Lapeer County, MI | 36 | 6.875% | 6.7% | $11,340,000 |
| Charlevoix County, MI | 35 | 7.500% | 10.0% | $10,055,000 |
| Cook County, IL | 35 | 6.000% | 4.8% | $16,945,000 |
| St. Clair County, MI | 35 | 6.865% | 4.9% | $9,915,000 |
| St. Joseph County, MI | 32 | 7.495% | 10.0% | $4,760,000 |
| Clinton County, MI | 27 | 6.875% | 5.9% | $7,255,000 |
| Bay County, MI | 23 | 6.625% | 3.0% | $4,025,000 |
| Mason County, MI | 23 | 6.865% | 6.9% | $6,755,000 |
| Pinellas County, FL | 23 | 6.740% | 17.9% | $13,085,000 |
| Pasco County, FL | 23 | 6.865% | 6.1% | $11,615,000 |
| Manistee County, MI | 22 | 7.803% | 3.8% | $5,370,000 |
| Jackson County, MI | 21 | 6.500% | 0.0% | $4,785,000 |
| Manatee County, FL | 21 | 6.750% | 0.0% | $9,115,000 |
| Lake County, MI | 21 | 6.990% | 3.6% | $3,565,000 |
| Monroe County, MI | 20 | 6.875% | 12.0% | $6,440,000 |
| Emmet County, MI | 20 | 6.303% | 7.4% | $9,080,000 |
| Kalkaska County, MI | 17 | 7.000% | 10.0% | $3,235,000 |
| Wexford County, MI | 16 | 6.995% | 7.4% | $3,530,000 |
| Lake County, FL | 16 | 6.875% | 8.7% | $9,170,000 |
| Roscommon County, MI | 16 | 7.000% | 7.1% | $4,830,000 |
| Marion County, IN | 15 | 5.990% | 5.3% | $5,805,000 |
| Eaton County, MI | 14 | 6.620% | 20.0% | $2,520,000 |
| Midland County, MI | 14 | 6.875% | 15.0% | $4,070,000 |
| Broward County, FL | 13 | 6.490% | 0.0% | $11,865,000 |
| Shiawassee County, MI | 12 | 6.500% | 0.0% | $1,770,000 |
| Palm Beach County, FL | 11 | 6.375% | 12.5% | $5,705,000 |
| Orange County, FL | 11 | 6.490% | 15.0% | $8,455,000 |
| Lenawee County, MI | 10 | 6.683% | 0.0% | $2,280,000 |
| Marion County, FL | 10 | 6.875% | 7.1% | $4,820,000 |
| Cass County, MI | 10 | 6.562% | 8.3% | $3,620,000 |
| Clare County, MI | 10 | 6.812% | 0.0% | $1,520,000 |
| Isabella County, MI | 9 | 6.500% | 0.0% | $1,865,000 |
| Duval County, FL | 8 | 6.303% | 10.0% | $3,060,000 |
| Cheboygan County, MI | 8 | 7.115% | 11.1% | $2,690,000 |
| Alachua County, FL | 8 | 5.990% | 0.0% | $5,090,000 |
| Osceola County, MI | 7 | 8.240% | 30.8% | $945,000 |
| Polk County, FL | 7 | 6.740% | 15.4% | $1,875,000 |
| DuPage County, IL | 7 | 6.490% | 0.0% | $4,915,000 |
| Allen County, IN | 6 | 5.938% | 0.0% | $3,120,000 |
| Otsego County, MI | 6 | 6.620% | 18.2% | $2,030,000 |
| Marquette County, MI | 5 | 6.500% | 0.0% | $1,495,000 |
| Volusia County, FL | 5 | 6.500% | 0.0% | $2,385,000 |
| St. Joseph County, IN | 5 | 6.125% | 16.7% | $1,535,000 |
| Alcona County, MI | 5 | 6.740% | 0.0% | $1,995,000 |
| Tuscola County, MI | 5 | 6.625% | 16.7% | $605,000 |
| Missaukee County, MI | 5 | 6.990% | 22.2% | $1,305,000 |
Consumer complaints on record
24 mortgage-related complaints about LAKE MICHIGAN CREDIT UNION appear in the CFPB Consumer Complaint Database. Most common issues:
| Issue | Complaints |
|---|---|
| Trouble during payment process | 13 |
| Applying for a mortgage or refinancing an existing mortgage | 5 |
| Struggling to pay mortgage | 4 |
| Closing on a mortgage | 2 |
Source: CFPB Consumer Complaint Database (mortgage products). Complaints are consumer-submitted and unverified; volume correlates with company size.
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