Cadence Bank
19,150
2024 HMDA records
175
Counties (detailed data)
Source: 2024 HMDA filings, CFPB. LEI Q7C315HKI8VX0SSKBS64.
County-level lending, 2024
| County | Originations | Median rate | Denial rate | Volume |
|---|---|---|---|---|
| Jefferson County, AL | 440 | 7.250% | 15.4% | $146,270,000 |
| Rankin County, MS | 370 | 7.375% | 17.1% | $63,260,000 |
| DeSoto County, MS | 311 | 8.500% | 20.8% | $47,285,000 |
| Harrison County, MS | 299 | 8.190% | 17.7% | $67,185,000 |
| Hinds County, MS | 299 | 6.875% | 25.0% | $44,755,000 |
| Lee County, MS | 249 | 8.000% | 17.2% | $37,165,000 |
| Madison County, MS | 242 | 7.750% | 15.1% | $59,790,000 |
| Greene County, MO | 232 | 7.790% | 16.5% | $44,480,000 |
| Baldwin County, AL | 182 | 7.750% | 12.7% | $65,080,000 |
| Caddo Parish, LA | 156 | 8.000% | 19.6% | $26,060,000 |
| Mobile County, AL | 153 | 7.790% | 21.7% | $30,255,000 |
| Shelby County, AL | 144 | 7.000% | 16.0% | $52,770,000 |
| Sebastian County, AR | 140 | 7.250% | 18.4% | $19,100,000 |
| Oktibbeha County, MS | 132 | 6.875% | 11.0% | $27,300,000 |
| Jackson County, MS | 131 | 8.000% | 12.4% | $29,375,000 |
| Pulaski County, AR | 126 | 7.370% | 18.0% | $39,080,000 |
| Madison County, AL | 123 | 8.000% | 16.5% | $28,205,000 |
| Tuscaloosa County, AL | 120 | 6.875% | 15.2% | $44,950,000 |
| Lafayette County, MS | 114 | 7.875% | 18.5% | $24,860,000 |
| Forrest County, MS | 112 | 8.500% | 19.4% | $12,300,000 |
| Lowndes County, MS | 90 | 7.750% | 24.5% | $13,450,000 |
| Fulton County, GA | 89 | 6.875% | 24.5% | $38,685,000 |
| Jones County, MS | 89 | 8.500% | 23.5% | $9,345,000 |
| Prentiss County, MS | 88 | 8.500% | 22.3% | $7,910,000 |
| Ouachita Parish, LA | 87 | 8.500% | 18.9% | $12,885,000 |
| Marshall County, AL | 84 | 8.500% | 20.3% | $10,530,000 |
| Lafayette Parish, LA | 83 | 8.500% | 13.9% | $14,435,000 |
| East Baton Rouge Parish, LA | 83 | 8.500% | 14.2% | $20,005,000 |
| Warren County, MS | 74 | 7.750% | 25.0% | $7,700,000 |
| Alcorn County, MS | 72 | 8.500% | 9.0% | $7,330,000 |
| Lamar County, MS | 68 | 8.000% | 22.6% | $15,000,000 |
| Craighead County, AR | 67 | 8.500% | 20.2% | $7,585,000 |
| Benton County, AR | 65 | 8.000% | 9.4% | $17,265,000 |
| Winston County, MS | 62 | 8.000% | 20.2% | $6,540,000 |
| Clay County, MS | 61 | 8.500% | 20.0% | $5,805,000 |
| Bibb County, GA | 60 | 7.720% | 24.8% | $11,420,000 |
| Bossier Parish, LA | 59 | 8.000% | 19.6% | $9,305,000 |
| Walton County, FL | 58 | 7.000% | 12.2% | $31,540,000 |
| Itawamba County, MS | 56 | 8.250% | 21.6% | $5,820,000 |
| Columbia County, GA | 54 | 6.750% | 11.1% | $16,160,000 |
| Bay County, FL | 53 | 7.250% | 12.5% | $19,175,000 |
| St. Louis County, MO | 48 | 7.250% | 24.7% | $10,290,000 |
| Crawford County, AR | 47 | 8.000% | 17.6% | $5,065,000 |
| Pontotoc County, MS | 46 | 7.750% | 16.9% | $6,420,000 |
| Monroe County, MS | 43 | 7.750% | 16.7% | $5,645,000 |
| Greene County, AR | 43 | 8.500% | 7.7% | $4,405,000 |
| Okaloosa County, FL | 43 | 7.250% | 10.3% | $24,975,000 |
| Christian County, MO | 42 | 7.245% | 18.8% | $16,130,000 |
| Clarke County, AL | 42 | 7.320% | 27.0% | $5,010,000 |
| Grenada County, MS | 39 | 7.625% | 14.5% | $4,045,000 |
| Pinellas County, FL | 39 | 6.875% | 7.8% | $18,125,000 |
| Richmond County, GA | 38 | 7.790% | 17.5% | $6,290,000 |
| Limestone County, AL | 37 | 7.750% | 22.6% | $7,445,000 |
| Faulkner County, AR | 35 | 8.500% | 26.8% | $7,225,000 |
| Jackson County, AL | 35 | 8.000% | 25.4% | $6,575,000 |
| Tate County, MS | 34 | 8.500% | 31.4% | $4,390,000 |
| Etowah County, AL | 31 | 8.190% | 19.0% | $4,355,000 |
| Marshall County, MS | 31 | 8.500% | 17.1% | $4,115,000 |
| Houston County, GA | 30 | 8.500% | 33.9% | $6,160,000 |
| Hillsborough County, FL | 30 | 6.812% | 18.8% | $11,250,000 |
| Hempstead County, AR | 30 | 8.000% | 18.6% | $2,690,000 |
| Bolivar County, MS | 30 | 6.562% | 14.0% | $4,300,000 |
| Simpson County, MS | 30 | 7.750% | 28.8% | $3,750,000 |
| Union County, AR | 30 | 7.312% | 25.5% | $3,550,000 |
| Miller County, AR | 29 | 8.190% | 14.3% | $13,585,000 |
| St. Clair County, AL | 29 | 7.750% | 32.7% | $5,015,000 |
| Chickasaw County, MS | 29 | 6.750% | 20.0% | $3,295,000 |
| Lee County, AL | 28 | 7.875% | 26.7% | $5,130,000 |
| DeKalb County, GA | 27 | 7.000% | 19.6% | $7,835,000 |
| Tishomingo County, MS | 27 | 8.500% | 30.8% | $2,305,000 |
| Escambia County, FL | 26 | 7.433% | 21.6% | $7,120,000 |
| Ouachita County, AR | 25 | 8.500% | 31.8% | $2,175,000 |
| Rapides Parish, LA | 25 | 8.000% | 25.0% | $3,865,000 |
| Saline County, AR | 22 | 6.875% | 20.0% | $7,290,000 |
| Washington County, AR | 21 | 7.375% | 11.1% | $5,485,000 |
| Panola County, MS | 21 | 7.250% | 16.2% | $3,475,000 |
| Jones County, GA | 21 | 8.000% | 13.3% | $2,565,000 |
| Randolph County, AR | 21 | 8.500% | 14.8% | $1,595,000 |
| Hancock County, MS | 20 | 8.500% | 11.5% | $3,390,000 |
| Garland County, AR | 20 | 8.062% | 13.8% | $9,530,000 |
| Cobb County, GA | 20 | 6.812% | 29.7% | $8,540,000 |
| Calhoun County, MS | 20 | 8.125% | 21.4% | $1,830,000 |
| Webster County, MO | 20 | 6.812% | 26.7% | $4,780,000 |
| Lonoke County, AR | 19 | 8.500% | 13.8% | $2,325,000 |
| Union County, MS | 19 | 7.875% | 28.1% | $2,095,000 |
| Catoosa County, GA | 19 | 7.790% | 15.4% | $5,375,000 |
| Gwinnett County, GA | 18 | 6.500% | 30.6% | $6,290,000 |
| Webster County, MS | 18 | 6.938% | 8.7% | $1,990,000 |
| Washington County, AL | 17 | 7.125% | 19.0% | $2,495,000 |
| Scott County, MS | 16 | 7.062% | 33.3% | $1,680,000 |
| Blount County, AL | 16 | 8.312% | 25.9% | $2,340,000 |
| DeKalb County, AL | 16 | 8.500% | 29.6% | $2,820,000 |
| Montgomery County, AL | 16 | 7.495% | 31.3% | $4,430,000 |
| Citrus County, FL | 16 | 7.895% | 13.3% | $2,710,000 |
| Manatee County, FL | 16 | 6.938% | 26.7% | $6,170,000 |
| Clarke County, GA | 16 | 7.373% | 10.5% | $12,270,000 |
| Ascension Parish, LA | 16 | 8.245% | 25.0% | $3,210,000 |
| Calcasieu Parish, LA | 16 | 7.820% | 13.0% | $5,050,000 |
| Livingston Parish, LA | 15 | 8.500% | 19.0% | $2,565,000 |
| Arkansas County, AR | 15 | 7.790% | 38.5% | $1,755,000 |
| Stone County, MO | 15 | 7.790% | 3.6% | $3,515,000 |
| Prairie County, AR | 14 | 8.500% | 26.3% | $1,340,000 |
| Pasco County, FL | 14 | 7.750% | 34.6% | $3,460,000 |
| Sevier County, AR | 14 | 7.250% | 17.4% | $1,960,000 |
| Yalobusha County, MS | 14 | 7.500% | 28.6% | $2,080,000 |
| Monroe County, GA | 13 | 7.500% | 23.8% | $4,565,000 |
| Choctaw County, MS | 13 | 7.125% | 21.7% | $2,145,000 |
| Tippah County, MS | 13 | 7.500% | 16.7% | $1,295,000 |
| Orleans Parish, LA | 13 | 7.250% | 23.8% | $5,035,000 |
| Hall County, GA | 13 | 8.500% | 27.3% | $3,945,000 |
| Perry County, MS | 12 | 8.250% | 20.0% | $1,330,000 |
| Oconee County, GA | 12 | 6.750% | 0.0% | $6,060,000 |
| Morgan County, AL | 11 | 8.190% | 25.0% | $2,455,000 |
| De Soto Parish, LA | 11 | 7.625% | 15.4% | $2,295,000 |
| Jefferson Parish, LA | 11 | 6.875% | 0.0% | $4,695,000 |
| Wayne County, MS | 11 | 8.500% | 40.9% | $975,000 |
| St. Tammany Parish, LA | 11 | 7.250% | 17.6% | $4,205,000 |
| Sarasota County, FL | 11 | 8.000% | 23.5% | $4,965,000 |
| St. Louis city, MO | 11 | 7.790% | 27.8% | $3,525,000 |
| Lincoln Parish, LA | 10 | 8.500% | 6.3% | $2,130,000 |
| Henry County, GA | 10 | 7.250% | 15.4% | $2,630,000 |
| Tallapoosa County, AL | 10 | 6.500% | 20.0% | $6,330,000 |
| McDuffie County, GA | 10 | 8.125% | 16.7% | $1,780,000 |
| Clayton County, GA | 10 | 6.562% | 26.7% | $1,920,000 |
| Richland Parish, LA | 10 | 8.250% | 26.7% | $1,500,000 |
| Walker County, GA | 9 | 6.750% | 15.4% | $1,455,000 |
| Izard County, AR | 9 | 7.625% | 40.0% | $995,000 |
| Yazoo County, MS | 9 | 6.000% | 18.8% | $1,175,000 |
| Hernando County, FL | 9 | 6.875% | 31.3% | $3,095,000 |
| Noxubee County, MS | 9 | 7.000% | 20.0% | $1,055,000 |
| Morehouse Parish, LA | 9 | 8.500% | 23.1% | $1,345,000 |
| Forsyth County, GA | 8 | 7.438% | 38.5% | $3,290,000 |
| Covington County, AL | 8 | 8.500% | 11.1% | $800,000 |
| Polk County, MO | 8 | 7.250% | 13.3% | $2,070,000 |
| Butler County, AL | 8 | 8.500% | 42.9% | $430,000 |
| Copiah County, MS | 8 | 6.938% | 43.8% | $1,520,000 |
| Miami-Dade County, FL | 8 | 6.688% | 21.4% | $9,470,000 |
| Lauderdale County, MS | 8 | 6.125% | 11.1% | $1,760,000 |
| Smith County, MS | 8 | 8.500% | 27.3% | $640,000 |
| Peach County, GA | 7 | 6.875% | 28.6% | $1,395,000 |
| Mississippi County, AR | 7 | 8.500% | 46.7% | $385,000 |
| Columbia County, AR | 7 | 8.500% | 38.9% | $885,000 |
| Cleburne County, AR | 7 | 8.500% | 20.0% | $1,375,000 |
| Santa Rosa County, FL | 7 | 7.750% | 29.4% | $2,465,000 |
| Chatham County, GA | 7 | 6.875% | 20.0% | $2,255,000 |
| Lowndes County, AL | 7 | 8.000% | 11.1% | $665,000 |
| Elmore County, AL | 6 | 6.750% | 22.2% | $2,400,000 |
| Escambia County, AL | 6 | 6.375% | 33.3% | $680,000 |
| Orange County, FL | 6 | 6.500% | 14.3% | $4,310,000 |
| Chambers County, AL | 6 | 7.500% | 0.0% | $800,000 |
| Iberia Parish, LA | 6 | 8.500% | 0.0% | $460,000 |
| Paulding County, GA | 6 | 6.188% | 25.0% | $1,440,000 |
| Stone County, MS | 6 | 6.875% | 0.0% | $1,410,000 |
| Charlotte County, FL | 6 | 7.438% | 20.0% | $1,150,000 |
| Jasper County, MO | 6 | 7.790% | 22.2% | $1,410,000 |
| Cullman County, AL | 6 | 7.875% | 42.9% | $1,470,000 |
| Lee County, FL | 5 | 7.250% | 18.2% | $1,175,000 |
| Johnson County, KS | 5 | 7.790% | 0.0% | $1,915,000 |
| St. Martin Parish, LA | 5 | 8.500% | 0.0% | $975,000 |
| Webster Parish, LA | 5 | 6.875% | 0.0% | $575,000 |
| Douglas County, GA | 5 | 6.500% | 16.7% | $975,000 |
| Coweta County, GA | 5 | 6.250% | 0.0% | $2,755,000 |
| Volusia County, FL | 5 | 6.750% | 25.0% | $2,395,000 |
| George County, MS | 5 | 7.750% | 12.5% | $1,155,000 |
| Polk County, FL | 5 | 6.625% | 0.0% | $2,095,000 |
| Palm Beach County, FL | 5 | 6.800% | 0.0% | $8,595,000 |
| Walton County, GA | 5 | 6.875% | 0.0% | $2,645,000 |
| Broward County, FL | 5 | 7.000% | 16.7% | $2,675,000 |
| White County, AR | 5 | 8.500% | 16.7% | $1,105,000 |
| Montgomery County, MS | 5 | 7.375% | 22.2% | $715,000 |
| Jefferson County, AR | 5 | 6.500% | 0.0% | $545,000 |
| Pearl River County, MS | 5 | 6.625% | 12.5% | $1,475,000 |
| Winston County, AL | 5 | 6.875% | 0.0% | $2,805,000 |
| Walker County, AL | 5 | 8.750% | 0.0% | $555,000 |
| Rockdale County, GA | 5 | 5.625% | 0.0% | $1,665,000 |
Consumer complaints on record
78 mortgage-related complaints about Cadence Bank appear in the CFPB Consumer Complaint Database. Most common issues:
| Issue | Complaints |
|---|---|
| Trouble during payment process | 46 |
| Applying for a mortgage or refinancing an existing mortgage | 10 |
| Closing on a mortgage | 8 |
| Struggling to pay mortgage | 8 |
| Incorrect information on your report | 5 |
| Problem with fraud alerts or security freezes | 1 |
Source: CFPB Consumer Complaint Database (mortgage products). Complaints are consumer-submitted and unverified; volume correlates with company size.
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