Bank OZK
4,543
2024 HMDA records
82
Counties (detailed data)
Source: 2024 HMDA filings, CFPB. LEI 549300VYK2WBD7SST478.
County-level lending, 2024
| County | Originations | Median rate | Denial rate | Volume |
|---|---|---|---|---|
| Pulaski County, AR | 123 | 6.750% | 30.0% | $24,725,000 |
| Manatee County, FL | 103 | 5.990% | 29.1% | $16,875,000 |
| Benton County, AR | 77 | 5.990% | 36.3% | $11,235,000 |
| Faulkner County, AR | 61 | 5.990% | 26.0% | $7,245,000 |
| Garland County, AR | 47 | 5.990% | 45.9% | $6,085,000 |
| Forsyth County, GA | 45 | 5.990% | 33.3% | $6,425,000 |
| Pinellas County, FL | 42 | 5.990% | 43.6% | $6,740,000 |
| Hillsborough County, FL | 41 | 5.990% | 43.6% | $11,935,000 |
| Carroll County, GA | 40 | 5.990% | 45.9% | $4,230,000 |
| Washington County, AR | 36 | 5.990% | 34.2% | $11,270,000 |
| Saline County, AR | 35 | 5.990% | 43.8% | $4,805,000 |
| Pope County, AR | 35 | 5.990% | 30.4% | $4,705,000 |
| Cleveland County, NC | 33 | 5.990% | 26.8% | $3,605,000 |
| Fulton County, GA | 32 | 5.990% | 42.7% | $8,490,000 |
| Bibb County, GA | 31 | 6.750% | 25.5% | $1,845,000 |
| Sarasota County, FL | 31 | 5.990% | 38.3% | $8,345,000 |
| Haralson County, GA | 31 | 5.990% | 44.4% | $3,795,000 |
| Gwinnett County, GA | 28 | 5.990% | 60.0% | $4,400,000 |
| Lowndes County, GA | 26 | 7.000% | 34.5% | $2,070,000 |
| Barrow County, GA | 25 | 5.990% | 46.8% | $2,305,000 |
| Union County, GA | 24 | 5.990% | 27.5% | $3,050,000 |
| Cobb County, GA | 23 | 5.990% | 43.4% | $3,275,000 |
| Lonoke County, AR | 23 | 6.750% | 44.0% | $5,795,000 |
| Sebastian County, AR | 22 | 5.990% | 37.5% | $2,250,000 |
| Forsyth County, NC | 22 | 8.500% | 22.9% | $4,940,000 |
| Bartow County, GA | 22 | 5.990% | 48.9% | $2,390,000 |
| Cherokee County, GA | 22 | 5.990% | 44.6% | $2,920,000 |
| Dawson County, GA | 21 | 5.990% | 31.3% | $2,065,000 |
| Mecklenburg County, NC | 20 | 7.750% | 35.9% | $58,320,000 |
| Hot Spring County, AR | 20 | 6.875% | 46.8% | $1,490,000 |
| Crawford County, AR | 20 | 5.990% | 53.7% | $1,860,000 |
| Gaston County, NC | 19 | 5.990% | 37.5% | $2,205,000 |
| Coweta County, GA | 18 | 6.750% | 48.8% | $4,610,000 |
| Franklin County, AR | 18 | 5.990% | 42.2% | $1,520,000 |
| DeKalb County, GA | 18 | 5.990% | 51.2% | $3,300,000 |
| Gilmer County, GA | 18 | 5.990% | 35.3% | $2,860,000 |
| Jackson County, GA | 16 | 5.990% | 34.5% | $1,650,000 |
| Harris County, TX | 15 | 7.375% | 22.2% | $3,025,000 |
| Davidson County, NC | 14 | 6.750% | 19.0% | $1,550,000 |
| Hall County, GA | 14 | 5.990% | 54.3% | $3,160,000 |
| Lee County, FL | 14 | 5.990% | 50.0% | $2,670,000 |
| Dallas County, TX | 14 | 7.312% | 29.7% | $14,820,000 |
| Johnson County, AR | 14 | 5.990% | 46.9% | $1,540,000 |
| Douglas County, GA | 13 | 5.990% | 34.6% | $1,685,000 |
| Baxter County, AR | 12 | 5.990% | 33.3% | $1,090,000 |
| Tarrant County, TX | 12 | 7.500% | 30.0% | $3,440,000 |
| Davie County, NC | 12 | 5.990% | 30.0% | $1,780,000 |
| Pasco County, FL | 11 | 5.990% | 29.2% | $2,945,000 |
| Charlotte County, FL | 11 | 5.990% | 28.6% | $3,795,000 |
| Fannin County, GA | 11 | 5.990% | 42.4% | $2,275,000 |
| Lumpkin County, GA | 11 | 5.990% | 42.3% | $2,175,000 |
| Floyd County, GA | 11 | 5.990% | 28.6% | $1,185,000 |
| Paulding County, GA | 11 | 5.990% | 47.6% | $945,000 |
| Rockwall County, TX | 11 | 7.500% | 0.0% | $1,995,000 |
| Whitfield County, GA | 10 | 5.990% | 27.8% | $1,740,000 |
| Miami-Dade County, FL | 10 | 5.990% | 57.1% | $3,950,000 |
| Rowan County, NC | 10 | 5.990% | 26.3% | $2,590,000 |
| Broward County, FL | 10 | 5.990% | 52.0% | $4,780,000 |
| Walton County, GA | 10 | 5.990% | 37.5% | $1,380,000 |
| Marion County, FL | 10 | 5.990% | 48.1% | $890,000 |
| Bexar County, TX | 9 | 7.840% | 26.7% | $2,795,000 |
| Oconee County, GA | 9 | 5.990% | 28.6% | $1,325,000 |
| Chatham County, GA | 9 | 7.125% | 38.9% | $1,325,000 |
| Collier County, FL | 8 | 5.990% | 44.4% | $2,030,000 |
| Newton County, AR | 8 | 5.990% | 35.7% | $600,000 |
| Gordon County, GA | 8 | 5.990% | 25.7% | $770,000 |
| Randolph County, NC | 7 | 5.990% | 33.3% | $1,055,000 |
| Craighead County, AR | 7 | 6.624% | 23.1% | $1,075,000 |
| Van Buren County, AR | 7 | 5.990% | 52.6% | $1,115,000 |
| Montgomery County, TX | 7 | 6.500% | 0.0% | $1,025,000 |
| Duval County, FL | 7 | 5.990% | 50.0% | $575,000 |
| Guilford County, NC | 7 | 7.000% | 6.7% | $1,055,000 |
| Pickens County, GA | 6 | 5.990% | 46.2% | $870,000 |
| Collin County, TX | 6 | 7.312% | 0.0% | $1,910,000 |
| Heard County, GA | 6 | 6.745% | 33.3% | $690,000 |
| Glynn County, GA | 5 | 7.250% | 53.3% | $1,385,000 |
| Decatur County, GA | 5 | 6.125% | 61.1% | $615,000 |
| Murray County, GA | 5 | 5.990% | 36.4% | $265,000 |
| Rockdale County, GA | 5 | 5.990% | 40.0% | $1,025,000 |
| Palm Beach County, FL | 5 | 5.990% | 40.0% | $2,415,000 |
| Clayton County, GA | 5 | 7.750% | 53.3% | $775,000 |
| Henry County, GA | 5 | 5.990% | 64.0% | $435,000 |
Consumer complaints on record
28 mortgage-related complaints about Bank OZK appear in the CFPB Consumer Complaint Database. Most common issues:
| Issue | Complaints |
|---|---|
| Trouble during payment process | 12 |
| Closing on a mortgage | 7 |
| Applying for a mortgage or refinancing an existing mortgage | 5 |
| Incorrect information on your report | 2 |
| Struggling to pay mortgage | 2 |
Source: CFPB Consumer Complaint Database (mortgage products). Complaints are consumer-submitted and unverified; volume correlates with company size.
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